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" If I wanted to borrow 750 for a week, I would have had to pay 225 in interest. The site said that was an annual percentage rate of more than 1,300 percent. I did not agree to take the loan. But within minutes, my phone rang (I had entered my real phone number). It was a guy from Tremont Lending, in South Dakota. I told him I was a reporter, that I didn't really want a loan, and I figured that would be the end of it.
But then, I started to get more calls. "Hi, Mary.
To apply for a cash advance, you simply need to provide us with a few personal and employment details and have a valid checking account where your paycheck is directly deposited into your bank account. Your information is submitted to our network of lenders for approval. When your application is approved the funds will be electronically deposited into your bank account the next business day.
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23 APR. ARE THERE ANY FEES. Our services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees andor interest and must provide you with full disclosure of their loan terms upon approval.
It is then your responsibility to read through the terms before signing your loan agreement. WHAT IF I NEED TO MAKE A LATE PAYMENT. Late Payment penalties differ from lender to lender.
Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement.