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Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and instant loans online low interest credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a personal loan malaysia maybank on time, you should contact your lender immediately and discuss how to handle late payments.
BBB: Payday loans. (KTVI) - Many cash-strapped consumers may find themselves in need of a loan this holiday season. Chris Thetford, with the Better Business Bureau (BBB), talked with Elliot Weiler, advising consumers to be aware that many payday lenders charge high interest rates, set unaffordable payment terms and use high-pressure collection tactics that can make these debts impossible to pay off.
A 2013 study by the Consumer Financial Protection Bureau shows that payday loans' interest rates averaged 339 percent. In Missouri, payday loans averaged more than 400 percent, according to state finance officials, and some rates exceeded 1,000 percent.