Ask for a salary advance from your employer, or borrow from family or friends. Consult social service agencies, they may have programs to help with food, housing and home heating costs. To stop recurring bank account debits to a payday lender, take the following steps: Contact your bank or credit union and provide an oral or written request to stop payment to the payday lender. Your bank or credit union may require written confirmation of your request.
Include your contact information in your request so that the bank or credit union can get in touch with you if necessary. Revoke the authorization for the payday lender to withdraw money from your account.
Follow the instructions in any paperwork you received from the payday lender, or send the payday lender a written notice with these instructions: My authorization to withdraw money from my account is revoked.
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Founded in 1997, Speedy Cash is now an international company specializing in short-term lending and financing. In Nevada, Washington and Oregon, they do business as Rapid Cash, and in Canada they operate as Cash Money.
TitleMax was founded in 1998 and has about 1,150 stores in 17 states. They offer title loans for cars and motorcycles along with personal loans. About 3,000 people per day obtain loans from TitleMax. With more than 900 stores in 30 states, Check Into Cash is a pioneer in the payday advance industry. From online payday loans to title loans, they provide customers with quick solutions for their fast cash needs.
Finova Financial's Car Equity Line of Credit gets consumers quick access to cash. Offering loans in Arizona, California, Florida, New Mexico, Oregon, Tennessee and South Carolina, they don't require a credit check or upfront fees.